Despite the explosive growth and substantial tax benefits of cash balance plans, most business owners are unfamiliar with one of the best tax-deferred savings opportunities in existence. At Olive Creek Investments, LLC reducing taxes and accelerating retirement savings is what we do for business owners. Owners can often more than triple their annual pre-tax retirement savings when a Cash Balance Plan (CBPs) is added to a 401(k) Profit Sharing Plan. At OCI, we are here to help customize your personal CBP. For business owners earning over $400,000 per year, cash balance plans can make a significant difference. With the potential for $100,000 in annual tax savings, you owe it to yourself and your employees to learn more about Cash Balance Plans.
Better for Owners
Cash Balance Plans with a 401(k) profit-sharing plan substantially increase the contribution limits, sometimes increasing available deductions by 400%. With updated tax laws, small business owners can now take advantage of Cash Balance Plans. According to Pensions & Investments, CBPs are the fastest growing segment of defined benefit pension plans and could save tens of thousands of dollars over and above conventional 401(k) plans. Some of the largest companies have cash balance plans - IBM, AT&T, and Boeing. These plans are popular with small businesses; over 85% of the plans belong to companies with fewer than 100 employees and with 1 to 9 employees 40%.
Better for Employees
At Olive Creek Investments LLC, we specialize in this growing segment of Cash Balance Plans. With our clients consisting of small business and professional practices with high earners - doctors, lawyers, orthodontists, engineers, architects, family businesses and successful sole proprietors. Our competent team and partners will give you tax deferred deductions for you and your employees. Employees find them to be more appealing than traditional Contribution Plans giving our clients a competitive advantage in the employee marketplace.
Call for your plan
At Olive Creek Investments, LLC, we have partnered with one of the nation’s leading firms for designing Cash Balance Plans. So you can expect the same great competency and white glove service we are known for. We are happy to do a free custom plan design with no obligation for you to see your savings today. Our goal is never to sell a product; instead, we want to help business owners and potential clients to thoroughly vet their options.
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